Question: My daughter could really use braces. And even though both my husband and I work we just can not afford the extra cost for her to have braces. We have dental insurance with my husband job but it does not pay out anything for the cost of braces, since my daughter has TMJ. TMJ being the problem and why they will not pay for braces. I do not want my daughter to have to deal with it. I also hear the problem will only get harder to correct as she gets older.

Answer: TMJ is a hard issue to address, because many dental insurance plans will not cover for braces, if they are needed for TMJ. Dental discount plan do not have an issue with TMJ so you could get the savings offer on them.